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Where you stand
Average net worth at 39 in Canada
How household net worth compares at age 39, based on Statistics Canada's Survey of Financial Security. Net worth is assets minus debts. Type your number to find your percentile.
Median net worth
$384,000
at 39 · the 50th percentile
Top 10% have over
$1,422,000
the 90th percentile
Top 1% have over
$3,651,000
the 99th percentile
Find your percentile
What net-worth percentile are you at 39?
The distribution
Net worth by percentile at age 39
Household net worth (assets minus debts). National figures, interpolated by age.
10th: $19,00025th: $115,00050th: $384,00075th: $769,00090th: $1,422,00099th: $3,651,000
Net worth here is household-based (Survey of Financial Security) and national — not individual or provincial. Educational information only, not financial advice.
At 39
What's different about 39
39 falls in Statistics Canada's 35-to-44 age group, whose measured median household net worth is $409,300.
Single years are interpolated between group medians, so around 39 the median rises by about $25,020 per year of age, from $259,000 at 34 to $516,000 at 44.
Retirement milestones from 39
- 21 years until you can start CPP. 60 is the earliest age, at a permanently reduced pension.
- 26 years until OAS at 65. In 2026 the maximum OAS is $742 a month and the maximum CPP at 65 is $1,508 a month.
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