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Where you stand
Average net worth at 54 in Canada
How household net worth compares at age 54, based on Statistics Canada's Survey of Financial Security. Net worth is assets minus debts. Type your number to find your percentile.
Median net worth
$755,000
at 54 · the 50th percentile
Top 10% have over
$2,793,000
the 90th percentile
Top 1% have over
$7,171,000
the 99th percentile
Find your percentile
What net-worth percentile are you at 54?
The distribution
Net worth by percentile at age 54
Household net worth (assets minus debts). National figures, interpolated by age.
10th: $38,00025th: $226,00050th: $755,00075th: $1,510,00090th: $2,793,00099th: $7,171,000
Net worth here is household-based (Survey of Financial Security) and national — not individual or provincial. Educational information only, not financial advice.
At 54
What's different about 54
54 falls in Statistics Canada's 45-to-54 age group, whose measured median household net worth is $675,800.
Single years are interpolated between group medians, so around 54 the median rises by about $19,760 per year of age, from $649,000 at 49 to $854,000 at 59.
Retirement milestones from 54
- 6 years until you can start CPP. 60 is the earliest age, at a permanently reduced pension.
- 11 years until OAS at 65. In 2026 the maximum OAS is $742 a month and the maximum CPP at 65 is $1,508 a month.
- A Canadian aged 54 can expect to live about 30.7 more years on average, to roughly 85 (Statistics Canada life tables).
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