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Where you stand
Average net worth at 63 in Canada
How household net worth compares at age 63, based on Statistics Canada's Survey of Financial Security. Net worth is assets minus debts. Type your number to find your percentile.
Median net worth
$833,000
at 63 · the 50th percentile
Top 10% have over
$3,082,000
the 90th percentile
Top 1% have over
$7,914,000
the 99th percentile
Find your percentile
What net-worth percentile are you at 63?
The distribution
Net worth by percentile at age 63
Household net worth (assets minus debts). National figures, interpolated by age.
10th: $42,00025th: $250,00050th: $833,00075th: $1,666,00090th: $3,082,00099th: $7,914,000
Net worth here is household-based (Survey of Financial Security) and national — not individual or provincial. Educational information only, not financial advice.
At 63
What's different about 63
63 falls in Statistics Canada's 55-to-64 age group, whose measured median household net worth is $873,400.
Single years are interpolated between group medians, so around 63 the median falls by about $13,450 per year of age, from $834,000 at 58 to $766,000 at 68.
Retirement milestones from 63
- You can start CPP now. Starting before 65 permanently reduces the pension; waiting past 65 increases it.
- 2 years until OAS at 65. In 2026 the maximum OAS is $742 a month and the maximum CPP at 65 is $1,508 a month.
- A Canadian aged 63 can expect to live about 22.8 more years on average, to roughly 86 (Statistics Canada life tables).
What's next