Is $40,000 a good salary in British Columbia?
$40,000 is a below-average salary for British Columbia. It sits around the 44th income percentile, so roughly 56% of earners make more. Take-home is about $32,506 after tax, CPP and EI.
One page answers all three — how you compare, what you keep, and your tax rate.
I'm in the 44th income percentile in British Columbia.
Where you stand
How you compare to British Columbia earners
Based on individual employment income. You earn more than about 44% of residents.
Your paycheque
Where your $40,000 goes
Estimated 2026 deductions for a resident of British Columbia, employment income.
Average tax rate ≈ 11.7% · Total deductions ≈ 18.7% · Marginal ≈ 19.1%
Educational information only — not financial, tax, or legal advice. Figures are estimates based on official CRA & Statistics Canada data.
Compare provinces
Where $40,000 goes furthest
Take-home pay, tax rate, and income percentile for $40,000 in every province and territory.
| # | Province / territory | Take-home pay | Avg. tax rate | Total deductions | Income percentile |
|---|---|---|---|---|---|
| 1 | Nunavut | $33,062 | 10.3% | 17.3% | 49th |
| 2 | Northwest Territories | $32,587 | 11.5% | 18.5% | 36th |
| 3 | British Columbia You | $32,506 | 11.7% | 18.7% | 44th |
| 4 | Alberta | $32,497 | 11.7% | 18.8% | 42nd |
| 5 | Yukon | $32,368 | 12.0% | 19.1% | 32nd |
| 6 | Ontario | $32,062 | 12.8% | 19.8% | 45th |
| 7 | Saskatchewan | $31,617 | 13.9% | 21.0% | 44th |
| 8 | New Brunswick | $31,398 | 14.4% | 21.5% | 49th |
| 9 | Newfoundland and Labrador | $31,377 | 14.5% | 21.6% | 50th |
| 10 | Manitoba | $31,280 | 14.7% | 21.8% | 47th |
| 11 | Quebec | $31,255 | 14.4% | 21.9% | 44th |
| 12 | Prince Edward Island | $31,164 | 15.0% | 22.1% | 46th |
| 13 | Nova Scotia | $30,837 | 15.8% | 22.9% | 48th |
Ontario and Quebec figures are approximate: Ontario's surtax and Quebec's QPP2, parental insurance (QPIP), and prescription-drug contribution aren't modelled.
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